Thursday, April 24, 2008

Types of Coverage

There are three types of insurance coverage on cars. List and I briefly explain what the purpose of each is.
liability: This coverage auto insurance protects you are likely to be forced to pay huge liabilty claims and settlements. If you are at fault in an accident that seriously harms another driver, you will be responsible and possibly to court. Insurance for your car and will include a settlement could be suit.
comprehensive: This pays for your car replacement value, repairs or whether stolen or damaged in a number of natural disasters. Basically if something happens in the car and this is beyond your control, will cover comprehensively. Be sure to check the specific details about this in the auto insurance policy for your saftey.
collision your own: If you take your car collision on the policyholder will receive the highest value. Some States that you have the force of collision on a car and this is newer than 5 years of age. If you get into an accident, whether you are wrong or not, and the collision will cover the cost of repairs needed. There deductable, which means you have to pay the first of dollars ((usually $ 250 - $ 750) and then insurance covers your rest.
for this article and more visit http://www.insuranceshopping.blogspot.com



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